For me, the best time to use a credit card is when you are working and getting paid with a salary that is enough to keep a family of two afloat for 2 months so it will depend per region though, in my opinion though I think it would actually be a smart move because you get points but you need to maximize when you use credit cards, make sure that you will be getting the most benefits, rewards, and bonuses, do not just blindly sign up for a credit card because if you do not have the means to keep the payments on time then you will end up with debt, bad credit and paying back a loan that is more than you have spent in your card. Credit cards are a dangerous material especially if you do not have any control in your finances and you are an impulsive person. Best thing to check yourself first if you have the tendencies to spend on impulse and if you have the discipline to pay on time to boost your credit score.
For me, the best time to use a credit card is when you are working and getting paid with a salary that is enough to keep a family of two afloat for 2 months so it will depend per region though, in my opinion though I think it would actually be a smart move because you get points but you need to maximize when you use credit cards, make sure that you will be getting the most benefits, rewards, and bonuses, do not just blindly sign up for a credit card because if you do not have the means to keep the payments on time then you will end up with debt, bad credit and paying back a loan that is more than you have spent in your card. Credit cards are a dangerous material especially if you do not have any control in your finances and you are an impulsive person. Best thing to check yourself first if you have the tendencies to spend on impulse and if you have the discipline to pay on time to boost your credit score.

For me, the best time to use a credit card is when you are working and getting paid with a salary that is enough to keep a family of two afloat for 2 months so it will depend per region though, in my opinion though I think it would actually be a smart move because you get points but you need to maximize when you use credit cards, make sure that you will be getting the most benefits, rewards, and bonuses, do not just blindly sign up for a credit card because if you do not have the means to keep the payments on time then you will end up with debt, bad credit and paying back a loan that is more than you have spent in your card. Credit cards are a dangerous material especially if you do not have any control in your finances and you are an impulsive person. Best thing to check yourself first if you have the tendencies to spend on impulse and if you have the discipline to pay on time to boost your credit score.

For me, the best time to use a credit card is when you are working and getting paid with a salary that is enough to keep a family of two afloat for 2 months so it will depend per region though, in my opinion though I think it would actually be a smart move because you get points but you need to maximize when you use credit cards, make sure that you will be getting the most benefits, rewards, and bonuses, do not just blindly sign up for a credit card because if you do not have the means to keep the payments on time then you will end up with debt, bad credit and paying back a loan that is more than you have spent in your card. Credit cards are a dangerous material especially if you do not have any control in your finances and you are an impulsive person. Best thing to check yourself first if you have the tendencies to spend on impulse and if you have the discipline to pay on time to boost your credit score.