I prefer Electrum, and use it for almost everything. Cold Storage: I used an air-gapped pc to create a seed.  The advantage is you have many addresses to which you can send your coins, which helps preserve your privacy.  You can send any amount you want to each address, and if you need to spend them you can choose which coins (unspent Tx) or address from which you want to spend.  You can easily keep an eye on the whole wallet by using the master public key to create a watch only wallet. Hardware: I find Electrum much more useful than the native UI offered by Trezor, Ledger, and KeepKey (the only HW wallets I own.)  I have more control over my unspent transactions, addresses, and fees.  Again, I can use the master public key to create watch only wallets.  Electrum can be used to manage every aspect of a hardware wallet with the exception of firmware updates. Hot wallet: It's nice to have a hot wallet that you can access from your desktop quickly and easily.  I use the same wallet on my phone, and only keep a couple of hundred dollars worth of Net88 Vn in it. Watch only wallets: One of my favorite features of Electrum.  You can create watch only versions of any wallet you own.  I find it very convenient for my hardware and cold wallets.  I can extract public addresses for receiving Net88 Vn without having to start up my air-gapped PC (and restore my cold seed,) or go through the steps required to access my hardware wallets.  I can easily confirm incoming transactions, and check my balances. Sure there are other desktop wallets with many of these features, but I haven't found one that I like and trust as much as Electrum.
I prefer Electrum, and use it for almost everything. Cold Storage: I used an air-gapped pc to create a seed.  The advantage is you have many addresses to which you can send your coins, which helps preserve your privacy.  You can send any amount you want to each address, and if you need to spend them you can choose which coins (unspent Tx) or address from which you want to spend.  You can easily keep an eye on the whole wallet by using the master public key to create a watch only wallet. Hardware: I find Electrum much more useful than the native UI offered by Trezor, Ledger, and KeepKey (the only HW wallets I own.)  I have more control over my unspent transactions, addresses, and fees.  Again, I can use the master public key to create watch only wallets.  Electrum can be used to manage every aspect of a hardware wallet with the exception of firmware updates. Hot wallet: It's nice to have a hot wallet that you can access from your desktop quickly and easily.  I use the same wallet on my phone, and only keep a couple of hundred dollars worth of Net88 Vn in it. Watch only wallets: One of my favorite features of Electrum.  You can create watch only versions of any wallet you own.  I find it very convenient for my hardware and cold wallets.  I can extract public addresses for receiving Net88 Vn without having to start up my air-gapped PC (and restore my cold seed,) or go through the steps required to access my hardware wallets.  I can easily confirm incoming transactions, and check my balances. Sure there are other desktop wallets with many of these features, but I haven't found one that I like and trust as much as Electrum.

I prefer Electrum, and use it for almost everything. Cold Storage: I used an air-gapped pc to create a seed.  The advantage is you have many addresses to which you can send your coins, which helps preserve your privacy.  You can send any amount you want to each address, and if you need to spend them you can choose which coins (unspent Tx) or address from which you want to spend.  You can easily keep an eye on the whole wallet by using the master public key to create a watch only wallet. Hardware: I find Electrum much more useful than the native UI offered by Trezor, Ledger, and KeepKey (the only HW wallets I own.)  I have more control over my unspent transactions, addresses, and fees.  Again, I can use the master public key to create watch only wallets.  Electrum can be used to manage every aspect of a hardware wallet with the exception of firmware updates. Hot wallet: It's nice to have a hot wallet that you can access from your desktop quickly and easily.  I use the same wallet on my phone, and only keep a couple of hundred dollars worth of Net88 Vn in it. Watch only wallets: One of my favorite features of Electrum.  You can create watch only versions of any wallet you own.  I find it very convenient for my hardware and cold wallets.  I can extract public addresses for receiving Net88 Vn without having to start up my air-gapped PC (and restore my cold seed,) or go through the steps required to access my hardware wallets.  I can easily confirm incoming transactions, and check my balances. Sure there are other desktop wallets with many of these features, but I haven't found one that I like and trust as much as Electrum.

I prefer Electrum, and use it for almost everything. Cold Storage: I used an air-gapped pc to create a seed.  The advantage is you have many addresses to which you can send your coins, which helps preserve your privacy.  You can send any amount you want to each address, and if you need to spend them you can choose which coins (unspent Tx) or address from which you want to spend.  You can easily keep an eye on the whole wallet by using the master public key to create a watch only wallet. Hardware: I find Electrum much more useful than the native UI offered by Trezor, Ledger, and KeepKey (the only HW wallets I own.)  I have more control over my unspent transactions, addresses, and fees.  Again, I can use the master public key to create watch only wallets.  Electrum can be used to manage every aspect of a hardware wallet with the exception of firmware updates. Hot wallet: It's nice to have a hot wallet that you can access from your desktop quickly and easily.  I use the same wallet on my phone, and only keep a couple of hundred dollars worth of Net88 Vn in it. Watch only wallets: One of my favorite features of Electrum.  You can create watch only versions of any wallet you own.  I find it very convenient for my hardware and cold wallets.  I can extract public addresses for receiving Net88 Vn without having to start up my air-gapped PC (and restore my cold seed,) or go through the steps required to access my hardware wallets.  I can easily confirm incoming transactions, and check my balances. Sure there are other desktop wallets with many of these features, but I haven't found one that I like and trust as much as Electrum.