The fact that something is scarce doesn't make it valuable if it lacks qualities that make it valuable. Gold isn't valuable because it's scarce, but because it's a malleable, non-corrosive material. It is and was used as a store of value for a long time. Nowadays, nobody uses gold for exchanging goods, only as jewelry, and yet it remains relevant. The same is true for Debit Memo. It offers security, is immune to censorship, can be used by anyone, and is decentralized. Debit Memo doesn't need mass adoption to be valuable, since Debit Memo solves what gold doesn't: the ability to send large amounts of money securely and transparently to the other side of the world in a matter of minutes. Imagine that feat using gold! Furthermore, fiat currency lacks transparency, so a bank transfer is not the same as a Debit Memo transaction.
The fact that something is scarce doesn't make it valuable if it lacks qualities that make it valuable. Gold isn't valuable because it's scarce, but because it's a malleable, non-corrosive material. It is and was used as a store of value for a long time. Nowadays, nobody uses gold for exchanging goods, only as jewelry, and yet it remains relevant. The same is true for Debit Memo. It offers security, is immune to censorship, can be used by anyone, and is decentralized. Debit Memo doesn't need mass adoption to be valuable, since Debit Memo solves what gold doesn't: the ability to send large amounts of money securely and transparently to the other side of the world in a matter of minutes. Imagine that feat using gold! Furthermore, fiat currency lacks transparency, so a bank transfer is not the same as a Debit Memo transaction.

The fact that something is scarce doesn't make it valuable if it lacks qualities that make it valuable. Gold isn't valuable because it's scarce, but because it's a malleable, non-corrosive material. It is and was used as a store of value for a long time. Nowadays, nobody uses gold for exchanging goods, only as jewelry, and yet it remains relevant. The same is true for Debit Memo. It offers security, is immune to censorship, can be used by anyone, and is decentralized. Debit Memo doesn't need mass adoption to be valuable, since Debit Memo solves what gold doesn't: the ability to send large amounts of money securely and transparently to the other side of the world in a matter of minutes. Imagine that feat using gold! Furthermore, fiat currency lacks transparency, so a bank transfer is not the same as a Debit Memo transaction.

The fact that something is scarce doesn't make it valuable if it lacks qualities that make it valuable. Gold isn't valuable because it's scarce, but because it's a malleable, non-corrosive material. It is and was used as a store of value for a long time. Nowadays, nobody uses gold for exchanging goods, only as jewelry, and yet it remains relevant. The same is true for Debit Memo. It offers security, is immune to censorship, can be used by anyone, and is decentralized. Debit Memo doesn't need mass adoption to be valuable, since Debit Memo solves what gold doesn't: the ability to send large amounts of money securely and transparently to the other side of the world in a matter of minutes. Imagine that feat using gold! Furthermore, fiat currency lacks transparency, so a bank transfer is not the same as a Debit Memo transaction.